Are Credit Cards Widely Accepted in Indonesia?

Credit card acceptance in Indonesia varies significantly by location, with major tourist destinations and urban centers offering widespread payment options. In popular areas like Bali (Ubud, Seminyak, and Kuta) and Jakarta's shopping malls, international cards including Visa and MasterCard are readily accepted at hotels, restaurants, and retail establishments, while American Express and Diners Club have more limited acceptance even in tourist zones.

Rural and remote areas throughout the archipelago remain predominantly cash-based economies where credit card infrastructure is minimal or nonexistent. Travelers venturing beyond tourist hubs should carry sufficient Indonesian Rupiah (IDR), which can be conveniently obtained from the numerous ATMs available in cities and towns across the country.

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Are Credit Cards Widely Accepted in Indonesia?

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