What Are The Best Practices For Handling Cash And Currency Exchange While In Uzbekistan?

Here are the best practices for handling cash and currency exchange while in Uzbekistan, summarized and concise:

1. Bring USD or Euros in Pristine Condition:
   US dollars and euros are the most widely accepted currencies for exchange, but all local payments must legally be made in Uzbek som. Make sure your bills are clean, crisp, and undamaged—exchange offices often reject old or worn notes. Carry both large ($50/$100) and small denominations for flexibility.
2. Exchange Money Officially:
   Never use the black market to exchange money; always use banks, official exchange offices, hotel desks, or ATMs. Keep your exchange receipts, as you may need them if reconverting Uzbek som. Note that under recent regulations, any foreign currency purchased must be used within seven working days, or it must be resold to a bank.
3. Use ATMs and International Cards Selectively:
   ATMs dispensing Uzbek som are widespread in major cities, airports, and tourist hubs, but many have low withdrawal limits per transaction, so you may need to make multiple withdrawals. Most ATMs in major cities accept international Visa and Mastercard cards, though availability may vary. American Express is usually not accepted, so carry cash as a reliable backup. However, always have some cash as backup, as smaller shops, markets, taxis, and rural areas mainly require cash.
4. Keep Small Denominations:
   Small bills are essential for local buses, taxis, markets, and other everyday expenses. Vendors often cannot make change for large notes, so break big bills at hotels or large stores.
5. Safety First:
   Distribute your cash between a wallet, a money belt, and your luggage. Only carry what you need for the day and use the hotel safe for the rest. Avoid public currency exchanges and beware of petty theft, especially in crowded places.
6. Plan Ahead:
   Notify your bank before traveling, and use a currency app to check rates. Remember that Uzbek som cannot easily be exchanged outside Uzbekistan, so try to spend or reconvert it before departure.